Policy 1100.1

Title: Employee Benefits  
Section Employee Benefits
Policy #: 1100.1
Modified 07/14/2017 12:47 AM
Procedure:


A. Introduction

PRO has established a variety of employee benefits programs designed to assist you and your eligible dependents in meeting the financial burdens that can result from illness, disability, and death, and to help you plan for retirement, deal with job-related or personal problems, and enhance your job-related skills.

This section highlights some features of our benefits programs. Our group health and life insurance and retirement-related programs are described more fully in summary plan description booklets. These booklets are provided once you are eligible to participate in these programs.

PRO RESERVES THE RIGHT TO AMEND OR TERMINATE ANY OF ITS BENEFIT PROGRAMS OR TO REQUIRE OR INCREASE EMPLOYEE PREMIUM CONTRIBUTIONS TOWARD ANY BENEFITS WITH OR WITHOUT ADVANCE NOTICE AT ITS DISCRETION. THIS RESERVED RIGHT MAY BE EXERCISED IN THE ABSENCE OF FINANCIAL NECESSITY.

Whenever an amendment is made to any of PRO’s benefits programs the Director of Administration will notify plan participants of all approved amendments or plan terminations, in accordance with the requirements of applicable federal law.

For more complete information regarding any of our benefits programs, please contact the Director of Administration.

B. Health Insurance

All full-time employees and their eligible dependents are eligible for coverage by PRO’s group health insurance program. Coverage for eligible employees is effective on the first day of employment. The cost to provide this benefit for you and your eligible dependant(s) is currently shared by you and PRO. For current cost sharing amounts please see PRO’s website. For further details regarding health insurance coverage please contact the Director of Administration.

Health insurance coverage terminates on the date of your termination from PRO’s employ. (Please review PRO’s policy, set forth in this handbook, regarding continuing health insurance benefits after termination of employment.)

C. Dental Insurance

All full-time employees and their eligible dependents are eligible to participate in PRO’s group dental insurance program. Coverage for eligible employees is effective on the first day of employment. The cost to provide this benefit for you and your eligible dependant(s) is currently shared by you and PRO. For current cost sharing amounts please see PRO’s website. For further details regarding dental coverage please contact the Director of Administration.

Benefits under this plan terminate on the date your employment with PRO terminates. (Please review PRO’s policy, set forth in this handbook, regarding continuing group health insurance benefits after termination of employment.)

D. COBRA

If your employer-provided group health care coverage is terminated for you or your dependents, you may be eligible for continuation coverage under the Consolidated Omnibus Budget Reconciliation Act (“COBRA”). The details of this coverage are set forth in the plan documents. You should review those documents for further information.

E. Short Term Disability Insurance

PRO provides employees with short-term disability insurance benefits. This short-term disability insurance is provided 100 percent by PRO.

Under this program, benefits are payable for non-work-related injuries or illnesses. They normally begin after the first day of a disability related to an accident and after the eighth day of a disability related to an illness. Short term disability benefits are payable for up to a maximum of ninety (90) days. The amount of benefits payable under our short-term disability plan is 60 percent of your 40 hour wage at the time of your enrollment in the plan.

Please contact the Director of Administration for further details regarding short-term disability insurance benefits.

F. Long Term Disability Insurance

PRO provides all full-time regular employees with long-term disability insurance benefits. Coverage for eligible employees is effective on the first day of employment. This benefit is funded 100 percent by PRO.

Under this program, employees who are disabled for more than 90 days because of non-work related injury or illness are eligible to receive a benefit equivalent to 60 percent of their basic monthly earnings to a maximum benefit of $5,000 per month (less other income benefits). Benefits continue for two years.

Coverage under this plan normally terminates on the date your employment with PRO terminates. If, however, you are receiving long-term disability benefits at the time of your termination, these benefits continue for as long as your qualifying disability continues, as previously noted. For further details regarding long-term disability coverage, please contact the Director of Administration.

G. Life Insurance

All full-time regular employees are eligible to participate in PRO’s life insurance program. Coverage under this program is available for employees only; dependent coverage is not available. Coverage for eligible employees is effective on the first day of employment.

Under this program, you are covered by a life insurance benefit of $25,000. Additional coverage for the same amount is provided in the event of accidental death or dismemberment.

 

The cost to provide this benefit is currently paid completely by PRO.

 

Life insurance benefits terminate on the date your employment with PRO terminates.

 

For further details regarding life insurance benefits please contact the Director of Administration.

 

H. 401(k) Plan

PRO has established a 401(k) savings plan that is available to all regular employees immediately upon their employment. The purpose of the plan is to encourage eligible employees to save on a pretax basis and to build a financial reserve for retirement. Additionally, PRO matches $0.25 of every dollar you contribute up to the first 4% of your gross compensation.

Under the plan, eligible employees may elect to have PRO withhold an amount of their gross compensation through payroll deductions (to a maximum amount per year prescribed by IRS regulations, which is adjusted by the IRS annually for inflation) and contribute that amount to the plan as a savings contribution. Withdrawals from the plan are permitted once an employee has attained age 591/2 or in the event of financial hardship as defined in the plan.

 

The value of each employee’s account at retirement depends on a number of factors, such as how long an employee has been a member of the plan, how much the employee has contributed, and investment gains.

 

Once you are eligible to participate in the plan, you will receive a summary plan description describing the plan in more detail.

 

Questions regarding our 401(k) plan should be directed to the Director of Administration.

 

I. Continuing Education

SMEMS Rounds, ALS and BLS EMT/EMT-P continuing education, CPR and ACLS recerts are required to be taken at Pro. Outside education will not be accepted.

J. Workers’ Compensation Insurance

To provide for payment of your medical expenses and for partial salary continuation in the event of a work-related accident or illness, you are covered by workers’ compensation insurance. The amount of benefits payable and the duration of payment depend on the nature of your injury or illness. In general, however, all medical expenses incurred in connection with an injury or illness are paid in full, and partial salary payments are provided beginning with the sixth consecutive day of your absence from work.

If you are injured or become ill on the job, you must immediately report such injury or illness to a supervisor or the dispatcher. Additionally you must complete an Employee Incident Report and submit a ePro Incident or written Incident Report. This ensures that PRO can assist you in obtaining appropriate medical treatment. Your failure to follow this procedure may result in the appropriate workers’ compensation report not being filed in accordance with the law, which may consequently jeopardize your right to benefits in connection with the injury or illness.

 

Questions regarding workers’ compensation insurance should be directed to the Director of Administration.

 

K. Parking Facilities

 

Parking for all employees of PRO is provided free of charge. All parking spots are available for the general use of employees, subject to the “first-come, first-served” rule. Please keep in mind that the facility is unattended and parking is at your own risk.